How long can you wait to notify a insurance company about a potential claim?
Q. How long can you wait to notify a insurance company about a potential claim? You know how an insurance tell there clients that they have to report a claim(personal injury/premise liablity) or something. Most insurance policies have a requirement that your notify the insurance company of any potential claim within a very short period of time after the incident occurs. I live in NY. How long can you wait to tell them? How much would that short period of time be? Landlord have been recieving letters frommy lawyer and he havent sent them over to his insurance company. This been going on since May 1st of this year. Can the insurance deny him coverage?
Asked by John - Mon Aug 13 00:24:06 2007 - - 2 Answers - 1 Comments

A. If you want any help from insurance, you call them "NOW" Any insurable claim has to be reported so they can be part of initial investigation If you leave them out of the loop, they will leave you out of the loop. What does that mean?? Instead of them helping you, you have to sue them, and that means you have to prove in court, that they have to cover you. It is better and cheaper to have them as partners instead of adversaries
Answered by bob shark - Mon Aug 13 00:33:26 2007

Did insurance companies just start denying claims of sick people?
Q. If not why didn't the great House or Senate members address this before now. Sick people don't need to be burdened with extra problems. Even paying sick people. Wonder if it's as long as the insurance companies been selling life and auto insurance across state lines.
Asked by R J - Sun Mar 28 04:53:05 2010 - - 4 Answers - 0 Comments

A. It's just another talking point. While there are some that have had this happen, it's the exception, not the rule. Companies are supposed to make a profit but the idiot progressive don't think that's right. They are also supposed to be in the red, just like the government!
Answered by Not My Fault! - Sun Mar 28 20:45:51 2010

What insurance companies cover include gastric bypass or lap band procedures?
Q. The insurance I have through my job (PHCS) has verbally stated that they will not cover ANY weight loss related procedures. My doctor is wanting me to do the lap band procedure so I would like to see about getting my own insurance that will cover the cost. Any suggestions?
Asked by C G - Fri Nov 9 16:21:19 2007 - - 2 Answers - 1 Comments

A. Many group policies do cover lap band and some individual policies do as well. However, the individual policies have height and weight guidelines, and if you're overweight enough to have lap band recommended you will be outside those guidelines and will be declined coverage. You may want to check with a local independent agent just to make sure but don't hold your breath. If you do find a company that will accept you and will cover the lap band procedures they'll probably have a waiting period before you can get covered.
Answered by Zarnev - Sat Nov 10 22:09:22 2007